AI enabled underwriting for Gold loans

From purity validation to fraud detection — automate decisions without slowing down operations

Features

Underwrite gold loans with confidence & speed

From branch-level checks to monthly audits — done in seconds with AI

Image-based classification

Identifies item types (coin, bangle, pendant) and detects image tampering

Mockup

Rate & weight validation

Matches details against system values to flag under-collateralization

Audit triggers

Flags repeat borrower misuse, unusual value patterns, or low-weight items

Branch dashboards

Track disbursal trends, error rates, and audit scores

Benefits

Reduce risk, save hours daily

Avoid manual errors, accelerate disbursals, and stay policy-compliant effortlessly.

Traditional underwriting steps

Manual validation

Match purity and weight

Cross-check

Manual screening

Approve loan

After Rootflo

Completed ✓

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Auto-checked by visual AI

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Verified by ML model

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Flagged if out of bounds

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Real-time pattern match

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Ready in seconds

Want to see how it works?

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